Little Rock Lawyer Working Tirelessly to Help Clients Obtain Social Security Disability Benefits
No one ever plans on becoming disabled, but it happens far more often than you may think. Sadly, many physical and mental disabilities can interfere with your ability to work and earn an income. If this happens to you, it’s important to find out whether you qualify for Social Security Disability Insurance (SSDI) benefits through the Social Security Administration (SSA).
Tell the experienced SSDI attorneys at Denton & Zachary, PLLC more about your unique situation today. Let our lawyers guide you through the complex process of applying for and obtaining disability benefits.
What Are SSDI Benefits?
The SSDI program provides two types of benefits: health insurance and financial compensation. If you are approved for SSDI benefits, you will also receive Medicare coverage. However, you will typically not receive this coverage for the first two years following your approval for SSDI benefits.
Medicare is a government-run program that provides health insurance coverage. If you receive SSDI benefits, Medicare will help you pay for in-patient stays at hospitals or nursing facilities, certain preventative services, outpatient care, and other medical services.
The SSDI program also provides financial compensation in the form of monthly benefit payments. SSDI benefits are calculated based on your average earnings, so the value of these benefits will vary on a case-by-case basis.
How Does the SSA Decide If You Are Disabled?
You must meet certain conditions in order to qualify for SSDI benefits. First, you must have a medical condition that meets the SSA’s definition of a disability. This means you must be unable to work as a result of a mental or physical condition which is expected to either result in death or last for a period of at least 12 months.
The SSA has created a list of medical conditions that are severe enough to meet the legal definition of disabilities. If your condition is on this list, the SSA will find that you are disabled. If it’s not, the SSA will need to carefully analyze the evidence submitted with your application to determine if your condition is severe enough to prevent you from working.
How Will Work Credits Affect Your Eligibility For SSDI Benefits?
Being disabled is not the only condition that you must meet in order to qualify for SSDI benefits. You will not qualify for SSDI benefits unless you have earned a certain number of work credits. If you work and pay Social Security taxes, you can earn a maximum of four work credits per year. The amount you will need to earn in order to earn a single credit is adjusted every year, but in 2020, one work credit is equal to $1,410 in earnings. This means you will earn one work credit for every $1,410 you make at work, up to a maximum of four work credits per year.
To qualify for SSDI benefits, most people will need at least 40 credits, 20 of which were earned in the last decade. However, younger applicants may qualify with fewer credits. For example, if you became disabled at age 45, you will only need 23 work credits to qualify for benefits. If you become disabled at age 40, you will only need 20. It’s best to speak to an attorney to determine whether or not you have enough work credits to qualify for these benefits.
How Can A Little Rock Attorney Help You Obtain SSDI Benefits?
Being unable to work due to a disability is stressful. Don’t face this challenge alone—let the personal injury lawyers at Denton & Zachary, PLLC help. Our team will:
- Review your information to determine if you qualify for SSDI benefits
- Gather medical records, employment information, and other documentation you need to submit your application
- Help you complete the SSDI application and other forms
- Ensure that you provide all of the information the SSA needs to see to approve your claim
A large percentage of initial applications are denied. If you are denied, our SSDI attorneys will immediately file an appeal on your behalf. During the appeal process, we will focus on obtaining additional documentation to support your claim, preparing you for hearings, and building a strong case to prove you are eligible for benefits.
For more info on submitting your application, read our page on Social Security Disability Applications.
Schedule A Free Case Evaluation With Our Little Rock Social Security Disability Lawyers Today
Let the Social Security disability attorneys at Denton & Zachary, PLLC assist you with every step in the process of obtaining SSDI benefits. From the start to the finish, we will stand by your side, protecting your rights and fighting for the SSDI benefits you deserve. To schedule a free consultation, call our law firm at (501) 725-8099 or submit your information using the form on this website.